81  Foreign Direct Investment

81.1 What is FDI?

Foreign Direct Investment (FDI) is an investment by a firm or individual in one country into business interests in another country, in the form of either establishing business operations or acquiring business assets, including controlling ownership (IMF / OECD definition).

The IMF Balance of Payments Manual threshold: an FDI relationship exists when an investor holds at least 10 per cent of the voting rights in a foreign enterprise. Below 10 per cent it is treated as Foreign Portfolio Investment (FPI).

TipFDI vs FPI
Feature FDI FPI
Threshold (India) ≥ 10 per cent of voting shares < 10 per cent
Form Direct stake; often managerial control Stocks and bonds; passive
Stability Long-term, stable Short-term, volatile
Examples Subsidiary, JV, M&A Foreign investor buying listed shares

81.2 Types of FDI

TipTypes of FDI by Direction and Motive
Basis Categories
Direction Inward FDI · Outward FDI
Strategy Greenfield (new plant) · Brownfield (acquire existing)
Motive (Dunning) Resource-seeking · Market-seeking · Efficiency-seeking · Strategic-asset-seeking
Relation Horizontal (same industry) · Vertical (supplier / distributor) · Conglomerate

81.3 Theories of FDI

TipMajor Theories of FDI
Theory Author Idea
Internalisation Buckley & Casson, Rugman Firms internalise market imperfections by setting up subsidiaries
OLI Eclectic Paradigm John Dunning (1977) Firm goes abroad when it has Ownership + Location + Internalisation advantages
Product Life-Cycle Raymond Vernon New products → developed economies → developing economies (covered in topic 80)
Investment Development Path Dunning Country’s net FDI position evolves with development

81.3.1 Dunning’s OLI Eclectic Paradigm

The most-tested FDI framework (dunning1977?):

TipDunning’s OLI Advantages
Letter Advantage Example
O Ownership Brand, technology, scale
L Location Cheap labour, market access, raw materials
I Internalisation Better to do it in-house than license

A firm undertakes FDI when it has all three — without O it has nothing to invest abroad with; without L it should serve through exports; without I it should license.

81.4 FDI Routes

TipTwo FDI Routes (India)
Route Description
Automatic Route No prior approval needed; only post-facto reporting
Government / Approval Route Prior approval required from concerned ministry

81.5 India’s FDI Policy

The Indian FDI policy is administered by the Department for Promotion of Industry and Internal Trade (DPIIT) under the Ministry of Commerce & Industry, with FEMA / RBI as the foreign-exchange regulator.

TipMajor Sectoral FDI Caps in India (Indicative)
Sector FDI cap Route
Single-brand retail 100 per cent Automatic above 49% with sourcing conditions
Multi-brand retail 51 per cent Government, with conditions
Cash-and-carry / Wholesale 100 per cent Automatic
E-commerce — marketplace 100 per cent Automatic
E-commerce — inventory Not allowed for FDI
Insurance 74 per cent Automatic (raised in 2021)
Telecom 100 per cent Automatic (raised in 2021)
Defence Up to 74 per cent automatic; above approval Mixed
Banking — private Up to 74 per cent Mixed
Banking — public-sector Up to 20 per cent Government
Pharmaceuticals — Greenfield 100 per cent Automatic
Pharmaceuticals — Brownfield 74 per cent automatic; above approval Mixed
Print media / News 26 per cent Government
Atomic energy, gambling, lottery Prohibited

The list changes frequently — the Consolidated FDI Policy Circular (DPIIT) is the authoritative source.

81.6 Benefits and Concerns of FDI

TipBenefits and Concerns
Benefits Concerns
Capital inflow Sovereignty / autonomy
Technology transfer Crowding out of domestic firms
Employment generation Profit repatriation
Skill enhancement Cultural / political backlash
Boost to exports / forex Race-to-the-bottom on regulation
Linkages with global value chains Volatility of capital flows

81.7 India’s FDI Profile

TipIndia’s FDI — Major Trends
Trend Description
Top-source countries Mauritius, Singapore, USA, Netherlands, Japan
Top-recipient sectors Services, computer software & hardware, telecom, trading, automobile
Cumulative inflows Over US$ 700 billion since April 2000
FDI inflows post-2014 Sharp rise after Make in India (2014)
Outward FDI Indian MNCs investing abroad — Tata, Mahindra, ONGC, Reliance

81.8 Practice Questions

Q 01 Definition Easy

By the IMF / India definition, an investment is treated as FDI when the foreign investor holds at least:

  • A1% of voting rights
  • B5% of voting rights
  • C10% of voting rights
  • D26% of voting rights
View solution
Correct Option: C
10 per cent threshold separates FDI from FPI under IMF / India norms.
Q 02 OLI Medium

Dunning's OLI Eclectic Paradigm states that a firm undertakes FDI when it has:

  • AOwnership, Location and Internalisation advantages
  • BOrigin, Logistics, Influence
  • COperations, Liquidity, Intelligence
  • DOutsourcing, Licensing, Investment
View solution
Correct Option: A
OLI = Ownership · Location · Internalisation. All three required for FDI to be the preferred mode.
Q 03 Greenfield vs Brownfield Medium

A foreign company setting up a new factory from scratch in India is engaged in:

  • AGreenfield FDI
  • BBrownfield FDI
  • CForeign Portfolio Investment
  • DExternal Commercial Borrowing
View solution
Correct Option: A
Greenfield = new plant from scratch. Brownfield = acquiring or expanding an existing facility.
Q 04 Routes Medium

In India's FDI policy, the "Automatic Route" means:

  • AFDI is processed automatically by computer
  • BNo prior government approval is needed; only post-facto reporting
  • C100% FDI is permitted in all sectors
  • DFDI is fully prohibited
View solution
Correct Option: B
Automatic Route — no prior approval; only post-facto RBI reporting. Approval Route requires concerned ministry's prior approval.
Q 05 DPIIT Medium

India's FDI policy is administered by:

  • ASEBI
  • BDPIIT (Ministry of Commerce & Industry)
  • CPFRDA
  • DCBDT
View solution
Correct Option: B
DPIIT issues the Consolidated FDI Policy Circular. RBI is the foreign-exchange regulator under FEMA.
Q 06 Source Countries Medium

Among India's top sources of cumulative FDI inflows are:

  • AMauritius and Singapore
  • BRussia and Iran
  • CBangladesh and Sri Lanka
  • DBrazil and Argentina
View solution
Correct Option: A
Top sources to India: Mauritius, Singapore, USA, Netherlands, Japan. Mauritius and Singapore historically due to favourable tax treaties.
Q 07 E-commerce Medium

In India's FDI policy, e-commerce FDI is allowed:

  • A100% in inventory model only
  • B100% automatic in marketplace model; not in inventory model
  • C26% in both
  • DProhibited entirely
View solution
Correct Option: B
Marketplace model: 100% automatic. Inventory model: not permitted for FDI — to protect small retailers.
Q 08 Motives Medium

An MNE locating in India to access its growing middle-class consumer market is best classified as:

  • AResource-seeking
  • BMarket-seeking
  • CEfficiency-seeking
  • DStrategic-asset-seeking
View solution
Correct Option: B
Dunning's four motives: resource-seeking, market-seeking, efficiency-seeking, strategic-asset-seeking. Accessing a growing market = market-seeking.
ImportantQuick recall
  • FDI threshold (IMF/India): ≥ 10 per cent of voting shares. Below = FPI.
  • Types: inward / outward, greenfield / brownfield, horizontal / vertical / conglomerate, four Dunning motives (resource · market · efficiency · strategic-asset).
  • Dunning’s OLI: Ownership · Location · Internalisation. Theories: Internalisation (Buckley-Casson), OLI, PLC (Vernon), Investment Development Path.
  • India: two routes — Automatic vs Government / Approval. Administrator: DPIIT. Forex regulator: RBI under FEMA.
  • Major caps: insurance 74%, telecom 100%, defence up to 74% auto, single-brand retail 100%, multi-brand 51%, e-commerce marketplace 100% but inventory model prohibited.
  • Top FDI sources to India: Mauritius, Singapore, USA, Netherlands, Japan.
  • Concerns: sovereignty, crowding out, repatriation, regulatory race-to-bottom.